My Approach

Customized

While many of my clients prefer a fee-based structure, I also serve clients who prefer to remain commission-based.  I am transparent in our discussions, especially regarding fees and any costs associated with my services.

I want to see life through your eyes before I develop your wealth management plan.  Identifying your financial and personal needs, allows me to structure a financial path that you fully understand and are comfortable with.

 

Goals Based

I believe that your goals should drive your investments – not the other way around.  That’s why I employ a goals-based investment process that helps my clients measure their progress toward specific objectives.  I am confident that you will find value in my disciplined process, strategic approach, detailed planning methods, and the broad range of resources I bring to the relationship.

 

Focused on Risk

I employ risk management strategies that focus on my clients’ goals and needs.  I diversify risk through proper asset allocation, management, and investment selection tailored to you.

 

Periodic Review 

During our annual meetings, I will conduct a deep dive of your investment performance over the past year.

This includes a thorough review of your portfolio, returns, what worked and what didn’t, and an outlook for the coming year.  We will also determine if anything has changed in your situation or goals.  If so, I will ask additional questions to determine if any changes need to be made.

These meetings are conducted in person whenever possible.  I am also available for phone calls for annual meetings if that is more convenient and will e-mail you materials for the review.

 

Diversification and asset allocation do not ensure a profit or protect against loss.